At which point do you subtract her yearly living expense of

At which point do you subtract her yearly living expense of

At which point do you subtract her yearly living expense of  At which point do you subtract her yearly living expense of $30,000? How come the answer isn’t 780,000 for instance? I understand getting to 750,000, but if you subtracted 30k at the beginning of the year, her nut is 720,000 and that will no longer be “forever” sustainable? Or is that not something to consider because then we would be going into divvying up compounding periods into the month, day, continuous…Also, the wording threw me off when it read “30,000 in today’s dollars”. For some reason, my first instinct was to convert it into FV 45 years into the future at 4% inflation. To me it read that she wants to have the equivalent purchasing power of 30,000 today, but 45 years from now. 

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